Job Description

Job Description

Job Description

If you’re passionate about helping local businesses buy, build, or expand their operations and enjoy the impact of local underwriting and decision making, then Clearwater Credit Union has an exciting opportunity for you as a full-time Business Loan Officer in Butte, Montana. You’ll enjoy excellent benefits and a fantastic work environment, with locations across picturesque Rocky Mountain communities.

The Business Loan Officer position is responsible for assisting business members with their commercial lending needs, being a resource of information for business members, and building stronger relationships in the business community.

Responsibilities/Skills:

• Helps drive a business development effort focused on portfolio growth
• Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision
• Provide excellent service by managing expectations through good communication and timely loan closings
• Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation
• Structure and negotiate terms, analyze, and close loans
• Manages a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation
• Perform collections and workouts of troubled loans, as necessary
• Stay informed of regulatory requirements and changes and other internal policies
• Participate with local boards and volunteer for various community events

Qualifications:

• 1-3 years of business lending experience, including time spent as a credit analyst
• Bachelor’s degree in finance, accounting, business administration is preferred, or equivalent work experience
• Self-motivated with strong sales abilities
• Strong written and verbal communication skills required
• Strong organizational time management skills and problem-solving skills
• Excellent computer skills, including Microsoft Office Suite

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.

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